Decreasing Your Debt with J.D. Roth

JD Roth is the founder of the Get Rich Slowly website. He has been writing about personal finance from a mindset perspective for the past 15 years. He is an accidental expert and it’s what makes him such a humble and willing teacher.

In this interview you’ll learn how to improve your mindset around money. You’ll also learn how valuable it can be to craft a personal mission statement. It will help you improve your spending habits as well as create focus in your career.


  • Karl embarrasses JD with his intro.
  • How he became a financial advice expert.
  • Depression struggles from being a kid to now.
  • How he uses writing to process his thoughts.
  • When he stopped drinking and how it helped him feel like his old self again.
  • How Get Rich Slowly got started.
  • How his mindset has shifted around money.
  • The importance of having a purpose that helps clarify your actions around money.
  • Writing a personal mission statement can help define your purpose.
  • The power of gratitude.
  • Why he eliminated the negative Subreddits from his phone.
  • Improving his attention span.
  • How balancing his reading habits with gaming time is not easy, but worth the effort.
  • Decreasing your debt.
  • Making sacrifices in your spending.
  • How to track your spending and what it helps show you.

You can learn more about J.D. Roth over on his site Get Rich Slowly and his Twitter account. He is a great person to connect with if you want to learn more about the psychology around finances.

And as always if you have any questions or want to submit a guest for the podcast that you think would be amazing just reach out and I’ll do my best to get them on.